Zero-Based Budgeting Kya Hai? Fayde, Kaise Karein & Kya Yeh Aapke Liye Best Hai [2025 Guide]

Zero-Based Budgeting Kya Hai? Kya Yeh Aapke Liye Best Hai? [2025 Guide] Introduction: Aaj ke zamane ka smart budgeting tool Agar aap apne har ek rupaye ka hisaab rakhna chahte hain, to Zero-Based Budgeting (ZBB) aapke liye ek powerful tool ho sakta hai. Traditional budgeting mein hum pichhle kharche ke basis par budget banate hain. Lekin ZBB ek naya approach hai jahan har ek paisa ko ek "kaam" diya jata hai – jab tak aapka budget zero tak nahi aa jata, tab tak planning complete nahi hoti. Chaliye detail mein samjhane ki koshish karte hain ki Zero-Based Budgeting kya hai , aur yeh kaise kaam karta hai, aur kya yeh aapke liye best financial planning method ho sakta hai? Zero-Based Budgeting (ZBB) Kya Hai? Zero-Based Budgeting ek aisa process hai jahan har mahine aap apni total income ko specific categories mein distribute karte ho – jaise rent, groceries, savings, entertainment, etc. Har ek paisa ka role define hota hai. Iska matlab yeh nahi ke aap zero kama rahe h...