Informal Loan Abhi Bhi Common Hai: 2025 Mein Udhaar Culture Kyun Zinda Hai?
📌 Informal Loan Abhi Bhi Common Hai – 2025 Mein Bhi! Aaj bhi India mein informal loan yaani bina bank ya registered financial institution ke loan lena-dena kaafi common hai. Aapke aas-paas bhi zaroor kisi ne kisi se paise udhaar liye honge – bina kisi paper work ya legal agreement ke. Par sawal yeh hai – 2025 mein jab digital loan apps, personal loans, credit cards itne popular ho gaye hain, tab bhi log informal loan kyun le rahe hain? Aaiye samjhte hain. 🔍 Informal Loan Kya Hota Hai? Sabse pehle samjhiye — informal loan woh hota hai jo: ✅ Dosto, rishtedaro, padosiyo ya local money lender se liya jata hai ✅ Koi official paper work nahi hota ✅ Interest rate ya repayment terms dono personal understanding par depend karta hai ✅ Koi credit score ya CIBIL score check nahi hota 📈 2025 Ka Trend: Phir Bhi Informal Loan Kyun Popular Hai? Jab sab kuch digital aur formal ho raha hai, tab bhi yeh trend thamna ka naam nahi le raha. Kuch reasons: 👉 Emergency Need...